A daily banking search before NEFT, RTGS, and IMPS. This page has 100 important questions and answers. Original explainer for daily search — not a government login or live tracker.
IFSC (Indian Financial System Code) is an 11-character code that identifies a bank branch on India’s payment systems. It looks like SBIN0001234 — four letters for the bank, a zero, then six characters for the branch. You need it to receive NEFT/RTGS/IMPS into a specific branch account.
Find it on your passbook, cheque book, bank app, or the official RBI / bank IFSC locator. Do not trust a random blog that lists a “universal” IFSC for every branch. UPI often hides IFSC because the handle already points to the account — but adding a beneficiary on net banking still asks for it.
IFSC is not your account number, MICR, or SWIFT/BIC (used for many cross-border wires). Using the wrong IFSC can delay or return a transfer.
100 important questions. Quick 10 is a random set; Full set plays every question.
Your score
100 questions and answers
Each item is a 4-option MCQ. Open a question, tap A–D. Green is correct, red is wrong. Original explainers — not copied match reports.
1. The official source for “how to find ifsc code” (learn desk, item 14) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
2. The official source for “how to find ifsc code” (learn desk, item 15) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
3. The official source for “how to find ifsc code” (learn desk, item 16) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
4. The official source for “how to find ifsc code” (learn desk, item 17) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
5. The official source for “how to find ifsc code” (learn desk, item 18) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
6. The official source for “how to find ifsc code” (learn desk, item 19) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
7. The official source for “how to find ifsc code” (learn desk, item 20) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
8. The official source for “how to find ifsc code” (learn desk, item 21) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
9. The official source for “how to find ifsc code” (learn desk, item 22) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
10. The official source for “how to find ifsc code” (learn desk, item 23) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
11. The official source for “how to find ifsc code” (learn desk, item 24) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
12. The official source for “how to find ifsc code” (learn desk, item 25) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
13. The official source for “how to find ifsc code” (learn desk, item 26) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
14. The official source for “how to find ifsc code” (learn desk, item 27) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
15. The official source for “how to find ifsc code” (learn desk, item 28) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
16. The official source for “how to find ifsc code” (learn desk, item 29) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
17. The official source for “how to find ifsc code” (learn desk, item 30) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
18. The official source for “how to find ifsc code” (learn desk, item 31) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
19. The official source for “how to find ifsc code” (learn desk, item 32) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
20. The official source for “how to find ifsc code” (learn desk, item 33) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
21. The official source for “how to find ifsc code” (learn desk, item 34) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
22. The official source for “how to find ifsc code” (learn desk, item 35) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
23. The official source for “how to find ifsc code” (learn desk, item 36) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
24. The official source for “how to find ifsc code” (learn desk, item 37) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
25. The official source for “how to find ifsc code” (learn desk, item 38) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
26. The official source for “how to find ifsc code” (learn desk, item 39) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
27. The official source for “how to find ifsc code” (learn desk, item 40) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
28. The official source for “how to find ifsc code” (learn desk, item 41) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
29. The official source for “how to find ifsc code” (learn desk, item 42) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
30. The official source for “how to find ifsc code” (learn desk, item 43) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
31. The official source for “how to find ifsc code” (learn desk, item 44) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
32. The official source for “how to find ifsc code” (learn desk, item 45) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
33. The official source for “how to find ifsc code” (learn desk, item 46) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
34. The official source for “how to find ifsc code” (learn desk, item 47) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
35. The official source for “how to find ifsc code” (learn desk, item 48) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
36. The official source for “how to find ifsc code” (learn desk, item 49) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
37. The official source for “how to find ifsc code” (learn desk, item 50) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
38. IFSC identifies
Tap A, B, C or D.
Answer: B) a bank branch on Indian payment systems
It is 11 characters.
39. A typical IFSC looks like
Tap A, B, C or D.
Answer: B) ABCD0XXXXXX (4 letters, 0, 6 characters)
The fifth character is 0.
40. You can read IFSC from
Tap A, B, C or D.
Answer: B) passbook, cheque, or the bank’s official locator
The app’s account details page also shows it.
41. NEFT and RTGS use IFSC to
Tap A, B, C or D.
Answer: D) route money to the right branch
Wrong IFSC means delays.
42. SWIFT / BIC is
Tap A, B, C or D.
Answer: B) mainly for many international wires, not the same as IFSC
Do not paste IFSC into a SWIFT field.
43. UPI payments often
Tap A, B, C or D.
Answer: D) do not ask you to type IFSC
The VPA maps to the account.
44. MICR is
Tap A, B, C or D.
Answer: C) a different cheque-clearing code, not IFSC
Cheques show both sometimes.
45. IFSC is not
Tap A, B, C or D.
Answer: A) your secret password
You can share it to receive money, like an account number — still beware of fake “KYC” calls.
46. The first four letters of an IFSC are
Tap A, B, C or D.
Answer: D) the bank code
SBIN is a familiar State Bank pattern.
47. The fifth character in a standard IFSC is
Tap A, B, C or D.
Answer: C) 0 (zero)
It is a reserved 0.
48. The last six characters are
Tap A, B, C or D.
Answer: B) the branch identifier
Two branches of one bank differ here.
49. RBI’s IFSC directory is
Tap A, B, C or D.
Answer: D) an official place to look up a branch
Banks also publish locators.
50. A cancelled cheque often shows
Tap A, B, C or D.
Answer: C) IFSC and account number
Tear it if you shared a photo widely.
51. Net-banking “add beneficiary” usually asks for
Tap A, B, C or D.
Answer: C) account number plus IFSC
Name match checks also run.
52. IMPS can still use
Tap A, B, C or D.
Answer: D) IFSC plus account, or MMID-style flows the bank offers
UPI is a different front door.
53. RTGS is
Tap A, B, C or D.
Answer: A) a large-value same-day system that still needs the right IFSC
Minimum amounts exist.
54. NEFT batches
Tap A, B, C or D.
Answer: A) move to the branch IFSC you typed
Wrong code, delayed credit.
55. A “virtual” or centralised IFSC some banks publish is
Tap A, B, C or D.
Answer: D) only valid if that bank says it for that product
Do not invent one.
56. Copy-paste from a random SEO blog can
Tap A, B, C or D.
Answer: A) point to a closed or wrong branch
Prefer the passbook or app.
57. IFSC does not replace
Tap A, B, C or D.
Answer: B) the account number
Both are typed for many transfers.
58. MICR is usually
Tap A, B, C or D.
Answer: B) 9 digits on a cheque for clearing
Different job, same cheque leaf.
59. SWIFT codes are
Tap A, B, C or D.
Answer: D) 8 or 11 characters for many cross-border wires
Do not drop IFSC into a SWIFT box.
60. IBAN is
Tap A, B, C or D.
Answer: B) used in many countries, not India’s everyday NEFT field
India uses IFSC + account for domestic.
61. Changing home branch can
Tap A, B, C or D.
Answer: C) change the IFSC printed on new cheques
Update standing instructions.
62. A merged bank may
Tap A, B, C or D.
Answer: A) migrate IFSCs over a notice period
Read the bank SMS.
63. UPI collect does not need you to
Tap A, B, C or D.
Answer: A) type IFSC to pay a handle
Beneficiary add on NEFT still does.
64. Sharing IFSC to receive salary is
Tap A, B, C or D.
Answer: A) normal, like sharing an account number
Watch fake “KYC update” callers.
65. A caller who wants IFSC plus OTP is
Tap A, B, C or D.
Answer: A) working a scam pattern
OTP is never for “IFSC verification”.
66. Branch name on the locator should
Tap A, B, C or D.
Answer: C) match the city you expect
Same bank, many cities.
67. Corporate salary accounts sometimes show
Tap A, B, C or D.
Answer: C) a specific IFSC on the offer letter
Use that letter, not a guess.
68. NRE/NRO accounts still have
Tap A, B, C or D.
Answer: C) an IFSC for rupee rails
Ask the bank which code to give payroll.
69. A printed passbook line “IFS Code” is
Tap A, B, C or D.
Answer: B) the usual home-branch code
Apps label it Account details.
70. Typing letter O instead of digit 0 in the fifth place
Tap A, B, C or D.
Answer: D) makes an invalid IFSC
It is zero, not O.
71. Lowercase vs uppercase IFSC
Tap A, B, C or D.
Answer: B) is usually accepted as the same 11 characters
Do not add spaces.
72. Spaces in the middle of IFSC
Tap A, B, C or D.
Answer: D) should be removed before you submit
SBIN0001234, not SBIN 0001234.
73. A closed branch’s old IFSC
Tap A, B, C or D.
Answer: A) should not be used for a new beneficiary
Look up the successor branch.
74. This page cannot
Tap A, B, C or D.
Answer: C) look up today’s live directory for you
Open the bank app or RBI locator.
75. GST or invoice “bank details” should include
Tap A, B, C or D.
Answer: B) account, IFSC, and the legal name
Mismatch delays refunds.
76. A prepaid wallet IFSC, if any, is
Tap A, B, C or D.
Answer: B) that PPI’s own code — not your salary bank
Read the wallet FAQ.
77. International students wiring to India still
Tap A, B, C or D.
Answer: C) need IFSC plus SWIFT instructions the bank prints
Intermediary banks add fees.
78. A “universal IFSC” WhatsApp forward is
Tap A, B, C or D.
Answer: C) usually wrong or outdated
Each branch has its own tail.
79. Joint accounts still show
Tap A, B, C or D.
Answer: A) one IFSC for that branch account
Either holder’s KYC is a different topic.
80. Loan disbursal letters print
Tap A, B, C or D.
Answer: D) the IFSC of the credit account they will use
Check it before you sign.
81. A cooperative bank IFSC still
Tap A, B, C or D.
Answer: C) follows the 11-character pattern if it is on the rails
Not every local society is on NEFT.
82. IFSC vs branch code on an old passbook
Tap A, B, C or D.
Answer: B) should be read as printed; do not invent a fifth character
When in doubt, the app wins.
83. Saving a beneficiary with a typo in IFSC
Tap A, B, C or D.
Answer: B) can bounce or credit a surprise account
Name enquiry is your friend.
84. PhonePe / GPay bank-transfer screens that ask IFSC are
Tap A, B, C or D.
Answer: C) doing a classic account transfer, not UPI handle pay
Type from the passbook.
85. An IFSC code is not
Tap A, B, C or D.
Answer: A) secret like a password
Treat account+IFSC as receivable details, still not KYC theatre.
86. A screenshot of someone else’s cheque
Tap A, B, C or D.
Answer: D) is enough for a thief to try a transfer — share carefully
Redact when you post online.
87. This explainer is not
Tap A, B, C or D.
Answer: D) a bank login
Transfers happen in the official app.
88. The official source for “how to find ifsc code” (learn desk, item 1) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
89. The official source for “how to find ifsc code” (learn desk, item 2) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
90. The official source for “how to find ifsc code” (learn desk, item 3) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
91. The official source for “how to find ifsc code” (learn desk, item 4) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
92. The official source for “how to find ifsc code” (learn desk, item 5) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
93. The official source for “how to find ifsc code” (learn desk, item 6) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
94. The official source for “how to find ifsc code” (learn desk, item 7) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
95. The official source for “how to find ifsc code” (learn desk, item 8) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
96. The official source for “how to find ifsc code” (learn desk, item 9) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
97. The official source for “how to find ifsc code” (learn desk, item 10) is
Tap A, B, C or D.
Answer: B) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
98. The official source for “how to find ifsc code” (learn desk, item 11) is
Tap A, B, C or D.
Answer: A) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
99. The official source for “how to find ifsc code” (learn desk, item 12) is
Tap A, B, C or D.
Answer: C) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
100. The official source for “how to find ifsc code” (learn desk, item 13) is
Tap A, B, C or D.
Answer: D) the authority or standard named on this page’s explainer
GKSchools English practice is original — not an official script.
