USA student taxes · English · 2026
Form 1098-T: tuition statement US students get for taxes
Form 1098-T is a Tuition Statement eligible US schools send so students or parents can review education tax benefits (such as the American Opportunity Credit or Lifetime Learning Credit). It is not FAFSA and not a refund cheque. IRS Publication 970 is the official explainer. GKSchools does not invent credit dollar caps, income phase-outs or a fake 2026 filing date.
Why US students open this page
“1098-T” is a January–April US search spike with tax-software advertisers — higher CPC than exam GK — if the page stays a true IRS explainer.
Who sends it
Eligible educational institutions send 1098-T to the student. Box amounts are what the school reports, not a finished tax credit.
Who claims a credit
Usually the person who claims the student as a dependent — IRS rules, not the school’s marketing.
Software vs IRS
Tax software reads 1098-T; the law is still IRS.gov. We do not sell tax prep.
Official sources
Changing dates, fees, award amounts and cutoffs stay on these sites. GKSchools does not invent them.
Today’s 5 (rotates by calendar)
A returning student sees a new first five each day. The full set of 100 stays below.
1. Nonresident alien — which statement is correct?
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
2. US students are often tested on: Nonresident alien?
Tap A, B, C or D.
Answer: D) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
3. Pick the accurate option for Nonresident alien.
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
4. Classroom / college-aid check: Nonresident alien
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
5. State credits — which statement is correct?
Tap A, B, C or D.
Answer: C) some states add education credits; they are not 1098-T itself
Your state DOR site.
Practice quiz — 100 questions
Quick 10 is a random set. Full set plays every question. Tap green if correct, red if wrong.
Your score
100 questions and answers
Open a question, tap A–D. Green is correct. Original practice — not an official paper.
1. Nonresident alien — which statement is correct?
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
2. US students are often tested on: Nonresident alien?
Tap A, B, C or D.
Answer: D) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
3. Pick the accurate option for Nonresident alien.
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
4. Classroom / college-aid check: Nonresident alien
Tap A, B, C or D.
Answer: B) credit eligibility has residency tests
IRS international-student tax pages + a qualified preparer if needed.
5. State credits — which statement is correct?
Tap A, B, C or D.
Answer: C) some states add education credits; they are not 1098-T itself
Your state DOR site.
6. US students are often tested on: State credits?
Tap A, B, C or D.
Answer: C) some states add education credits; they are not 1098-T itself
Your state DOR site.
7. Pick the accurate option for State credits.
Tap A, B, C or D.
Answer: B) some states add education credits; they are not 1098-T itself
Your state DOR site.
8. Classroom / college-aid check: State credits
Tap A, B, C or D.
Answer: D) some states add education credits; they are not 1098-T itself
Your state DOR site.
9. Amended return — which statement is correct?
Tap A, B, C or D.
Answer: B) if a corrected 1098-T arrives later, you may need Form 1040-X
IRS amend instructions.
10. US students are often tested on: Amended return?
Tap A, B, C or D.
Answer: A) if a corrected 1098-T arrives later, you may need Form 1040-X
IRS amend instructions.
11. Pick the accurate option for Amended return.
Tap A, B, C or D.
Answer: A) if a corrected 1098-T arrives later, you may need Form 1040-X
IRS amend instructions.
12. Classroom / college-aid check: Amended return
Tap A, B, C or D.
Answer: B) if a corrected 1098-T arrives later, you may need Form 1040-X
IRS amend instructions.
13. Identity — which statement is correct?
Tap A, B, C or D.
Answer: A) the name on 1098-T should match the tax return / school record
Fix legal name with the registrar.
14. US students are often tested on: Identity?
Tap A, B, C or D.
Answer: B) the name on 1098-T should match the tax return / school record
Fix legal name with the registrar.
15. Pick the accurate option for Identity.
Tap A, B, C or D.
Answer: A) the name on 1098-T should match the tax return / school record
Fix legal name with the registrar.
16. Classroom / college-aid check: Identity
Tap A, B, C or D.
Answer: A) the name on 1098-T should match the tax return / school record
Fix legal name with the registrar.
17. Books and AOTC — which statement is correct?
Tap A, B, C or D.
Answer: B) AOTC has a course-materials rule in the statute; LLC treatment can differ
Pub 970 current text.
18. US students are often tested on: Books and AOTC?
Tap A, B, C or D.
Answer: B) AOTC has a course-materials rule in the statute; LLC treatment can differ
Pub 970 current text.
19. Pick the accurate option for Books and AOTC.
Tap A, B, C or D.
Answer: C) AOTC has a course-materials rule in the statute; LLC treatment can differ
Pub 970 current text.
20. Classroom / college-aid check: Books and AOTC
Tap A, B, C or D.
Answer: C) AOTC has a course-materials rule in the statute; LLC treatment can differ
Pub 970 current text.
21. Room and board — which statement is correct?
Tap A, B, C or D.
Answer: B) usually not a qualifying credit expense (they can matter for 529 qualified-expense tests instead)
Do not mix 529 qualified expenses with AOTC expenses blindly.
22. US students are often tested on: Room and board?
Tap A, B, C or D.
Answer: A) usually not a qualifying credit expense (they can matter for 529 qualified-expense tests instead)
Do not mix 529 qualified expenses with AOTC expenses blindly.
23. Pick the accurate option for Room and board.
Tap A, B, C or D.
Answer: C) usually not a qualifying credit expense (they can matter for 529 qualified-expense tests instead)
Do not mix 529 qualified expenses with AOTC expenses blindly.
24. Classroom / college-aid check: Room and board
Tap A, B, C or D.
Answer: A) usually not a qualifying credit expense (they can matter for 529 qualified-expense tests instead)
Do not mix 529 qualified expenses with AOTC expenses blindly.
25. Software interview — which statement is correct?
Tap A, B, C or D.
Answer: C) answer about who paid tuition, not only what Box 1 prints
Keep an audit file.
26. US students are often tested on: Software interview?
Tap A, B, C or D.
Answer: C) answer about who paid tuition, not only what Box 1 prints
Keep an audit file.
27. Pick the accurate option for Software interview.
Tap A, B, C or D.
Answer: B) answer about who paid tuition, not only what Box 1 prints
Keep an audit file.
28. Classroom / college-aid check: Software interview
Tap A, B, C or D.
Answer: C) answer about who paid tuition, not only what Box 1 prints
Keep an audit file.
29. School not sending 1098-T — which statement is correct?
Tap A, B, C or D.
Answer: D) some students at ineligible institutions will not get one; you may still have records
Eligibility of the institution matters.
30. US students are often tested on: School not sending 1098-T?
Tap A, B, C or D.
Answer: C) some students at ineligible institutions will not get one; you may still have records
Eligibility of the institution matters.
31. Pick the accurate option for School not sending 1098-T.
Tap A, B, C or D.
Answer: D) some students at ineligible institutions will not get one; you may still have records
Eligibility of the institution matters.
32. Classroom / college-aid check: School not sending 1098-T
Tap A, B, C or D.
Answer: C) some students at ineligible institutions will not get one; you may still have records
Eligibility of the institution matters.
33. Multiple schools — which statement is correct?
Tap A, B, C or D.
Answer: B) you may receive more than one 1098-T
Enter each as software asks.
34. US students are often tested on: Multiple schools?
Tap A, B, C or D.
Answer: A) you may receive more than one 1098-T
Enter each as software asks.
35. Pick the accurate option for Multiple schools.
Tap A, B, C or D.
Answer: A) you may receive more than one 1098-T
Enter each as software asks.
36. Classroom / college-aid check: Multiple schools
Tap A, B, C or D.
Answer: A) you may receive more than one 1098-T
Enter each as software asks.
37. Refunds of tuition — which statement is correct?
Tap A, B, C or D.
Answer: B) can affect a credit you already claimed
You may need to recapture — Pub 970.
38. US students are often tested on: Refunds of tuition?
Tap A, B, C or D.
Answer: D) can affect a credit you already claimed
You may need to recapture — Pub 970.
39. Pick the accurate option for Refunds of tuition.
Tap A, B, C or D.
Answer: B) can affect a credit you already claimed
You may need to recapture — Pub 970.
40. Classroom / college-aid check: Refunds of tuition
Tap A, B, C or D.
Answer: D) can affect a credit you already claimed
You may need to recapture — Pub 970.
41. 1099-MISC vs 1098-T — which statement is correct?
Tap A, B, C or D.
Answer: C) stipends may be reported on other forms
Know which form you actually received.
42. US students are often tested on: 1099-MISC vs 1098-T?
Tap A, B, C or D.
Answer: D) stipends may be reported on other forms
Know which form you actually received.
43. Pick the accurate option for 1099-MISC vs 1098-T.
Tap A, B, C or D.
Answer: B) stipends may be reported on other forms
Know which form you actually received.
44. Classroom / college-aid check: 1099-MISC vs 1098-T
Tap A, B, C or D.
Answer: A) stipends may be reported on other forms
Know which form you actually received.
45. Deadlines to file taxes — which statement is correct?
Tap A, B, C or D.
Answer: C) are IRS filing dates, not FAFSA dates
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
46. US students are often tested on: Deadlines to file taxes?
Tap A, B, C or D.
Answer: B) are IRS filing dates, not FAFSA dates
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
47. Pick the accurate option for Deadlines to file taxes.
Tap A, B, C or D.
Answer: A) are IRS filing dates, not FAFSA dates
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
48. Classroom / college-aid check: Deadlines to file taxes
Tap A, B, C or D.
Answer: D) are IRS filing dates, not FAFSA dates
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
49. Paid preparer — which statement is correct?
Tap A, B, C or D.
Answer: A) a credentialed preparer can help; this quiz is not tax advice
IRS.gov or a real preparer.
50. US students are often tested on: Paid preparer?
Tap A, B, C or D.
Answer: A) a credentialed preparer can help; this quiz is not tax advice
IRS.gov or a real preparer.
51. Pick the accurate option for Paid preparer.
Tap A, B, C or D.
Answer: D) a credentialed preparer can help; this quiz is not tax advice
IRS.gov or a real preparer.
52. Classroom / college-aid check: Paid preparer
Tap A, B, C or D.
Answer: D) a credentialed preparer can help; this quiz is not tax advice
IRS.gov or a real preparer.
53. Scams — which statement is correct?
Tap A, B, C or D.
Answer: B) a caller who wants your FSA ID “to release a 1098-T refund” is not IRS
irs.gov contact pages.
54. US students are often tested on: Scams?
Tap A, B, C or D.
Answer: D) a caller who wants your FSA ID “to release a 1098-T refund” is not IRS
irs.gov contact pages.
55. Pick the accurate option for Scams.
Tap A, B, C or D.
Answer: C) a caller who wants your FSA ID “to release a 1098-T refund” is not IRS
irs.gov contact pages.
56. Classroom / college-aid check: Scams
Tap A, B, C or D.
Answer: D) a caller who wants your FSA ID “to release a 1098-T refund” is not IRS
irs.gov contact pages.
57. Record retention — which statement is correct?
Tap A, B, C or D.
Answer: A) keep 1098-T and receipts with that year’s return
IRS recordkeeping habits.
58. US students are often tested on: Record retention?
Tap A, B, C or D.
Answer: B) keep 1098-T and receipts with that year’s return
IRS recordkeeping habits.
59. Pick the accurate option for Record retention.
Tap A, B, C or D.
Answer: C) keep 1098-T and receipts with that year’s return
IRS recordkeeping habits.
60. Classroom / college-aid check: Record retention
Tap A, B, C or D.
Answer: C) keep 1098-T and receipts with that year’s return
IRS recordkeeping habits.
61. Honesty — which statement is correct?
Tap A, B, C or D.
Answer: D) inflating tuition on a return is fraud
One student, one honest claim path.
62. US students are often tested on: Honesty?
Tap A, B, C or D.
Answer: C) inflating tuition on a return is fraud
One student, one honest claim path.
63. Pick the accurate option for Honesty.
Tap A, B, C or D.
Answer: A) inflating tuition on a return is fraud
One student, one honest claim path.
64. Classroom / college-aid check: Honesty
Tap A, B, C or D.
Answer: B) inflating tuition on a return is fraud
One student, one honest claim path.
65. Form 1098-T is
Tap A, B, C or D.
Answer: C) an IRS Tuition Statement from an eligible school
irs.gov About Form 1098-T.
66. Education credits such as AOTC are claimed on
Tap A, B, C or D.
Answer: C) a federal tax return, using IRS rules
Pub 970 is the handbook.
67. Box amounts on 1098-T
Tap A, B, C or D.
Answer: D) are what the school reports (payments or billed amounts, depending on the box/year rules)
Read the form instructions for that tax year.
68. Pell Grants on a 1098-T
Tap A, B, C or D.
Answer: B) may appear as scholarships/grants; taxability follows IRS rules
Pub 970 — we do not invent examples with fake dollars.
69. AOTC generally requires
Tap A, B, C or D.
Answer: B) meeting IRS tests (enrollment, expenses, prior-year claims, etc.)
Current tests are on IRS.gov.
70. Lifetime Learning Credit
Tap A, B, C or D.
Answer: B) is a different IRS education credit with its own rules
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
71. Who usually claims the credit
Tap A, B, C or D.
Answer: A) the taxpayer who claims the student as a dependent, if they paid qualifying expenses — IRS rules
Pub 970 “Who can claim”.
72. 1098-T is not
Tap A, B, C or D.
Answer: A) a substitute for receipts if you need to prove expenses
Keep billing statements.
73. Corrected 1098-T
Tap A, B, C or D.
Answer: B) comes from the school if boxes were wrong
Student accounts office.
74. Qualified expenses
Tap A, B, C or D.
Answer: A) tuition and required fees are the usual core; room and board often do not count for these credits
Pub 970 qualifying expenses — we do not invent a 2026 list of extra gadgets.
75. Form 1098-E
Tap A, B, C or D.
Answer: D) reports student-loan interest, not tuition
Do not mix T and E.
76. January timing
Tap A, B, C or D.
Answer: A) schools must furnish 1098-T by the IRS due date for that year
Do not invent this year’s dollar amount, interest rate, tax credit or deadline — open the official site.
77. Online access
Tap A, B, C or D.
Answer: A) many colleges post 1098-T on the student portal
Use the school’s tax-document tab.
78. ITIN / SSN
Tap A, B, C or D.
Answer: D) the form uses the student’s TIN; tax-return matching matters
Correct your school record if the SSN is wrong.
79. We do not invent
Tap A, B, C or D.
Answer: D) AOTC dollar maximums or MAGI phase-outs on this page
IRS.gov numbers only.
80. Box 1 vs Box 2 — which statement is correct?
Tap A, B, C or D.
Answer: B) schools report payments or amounts billed per IRS instructions for that year
Read that year’s 1098-T instructions.
81. US students are often tested on: Box 1 vs Box 2?
Tap A, B, C or D.
Answer: C) schools report payments or amounts billed per IRS instructions for that year
Read that year’s 1098-T instructions.
82. Pick the accurate option for Box 1 vs Box 2.
Tap A, B, C or D.
Answer: D) schools report payments or amounts billed per IRS instructions for that year
Read that year’s 1098-T instructions.
83. Classroom / college-aid check: Box 1 vs Box 2
Tap A, B, C or D.
Answer: B) schools report payments or amounts billed per IRS instructions for that year
Read that year’s 1098-T instructions.
84. Box 5 scholarships — which statement is correct?
Tap A, B, C or D.
Answer: B) grants the school knows about; outside scholarships may still need to be added by you
Tax software interviews ask.
85. US students are often tested on: Box 5 scholarships?
Tap A, B, C or D.
Answer: A) grants the school knows about; outside scholarships may still need to be added by you
Tax software interviews ask.
86. Pick the accurate option for Box 5 scholarships.
Tap A, B, C or D.
Answer: C) grants the school knows about; outside scholarships may still need to be added by you
Tax software interviews ask.
87. Classroom / college-aid check: Box 5 scholarships
Tap A, B, C or D.
Answer: B) grants the school knows about; outside scholarships may still need to be added by you
Tax software interviews ask.
88. Half-time — which statement is correct?
Tap A, B, C or D.
Answer: C) AOTC has an academic-period enrollment idea in IRS rules
Registrar + Pub 970.
89. US students are often tested on: Half-time?
Tap A, B, C or D.
Answer: C) AOTC has an academic-period enrollment idea in IRS rules
Registrar + Pub 970.
90. Pick the accurate option for Half-time.
Tap A, B, C or D.
Answer: B) AOTC has an academic-period enrollment idea in IRS rules
Registrar + Pub 970.
91. Classroom / college-aid check: Half-time
Tap A, B, C or D.
Answer: A) AOTC has an academic-period enrollment idea in IRS rules
Registrar + Pub 970.
92. First four years — which statement is correct?
Tap A, B, C or D.
Answer: A) AOTC has a limited number of tax-year claims in the statute
Count prior claims honestly.
93. US students are often tested on: First four years?
Tap A, B, C or D.
Answer: B) AOTC has a limited number of tax-year claims in the statute
Count prior claims honestly.
94. Pick the accurate option for First four years.
Tap A, B, C or D.
Answer: B) AOTC has a limited number of tax-year claims in the statute
Count prior claims honestly.
95. Classroom / college-aid check: First four years
Tap A, B, C or D.
Answer: D) AOTC has a limited number of tax-year claims in the statute
Count prior claims honestly.
96. Felony drug conviction — which statement is correct?
Tap A, B, C or D.
Answer: C) AOTC has a statutory disqualification rule — read current IRS text
Pub 970, not a blog.
97. US students are often tested on: Felony drug conviction?
Tap A, B, C or D.
Answer: A) AOTC has a statutory disqualification rule — read current IRS text
Pub 970, not a blog.
98. Pick the accurate option for Felony drug conviction.
Tap A, B, C or D.
Answer: B) AOTC has a statutory disqualification rule — read current IRS text
Pub 970, not a blog.
99. Classroom / college-aid check: Felony drug conviction
Tap A, B, C or D.
Answer: A) AOTC has a statutory disqualification rule — read current IRS text
Pub 970, not a blog.
100. Double benefit — which statement is correct?
Tap A, B, C or D.
Answer: B) you generally cannot use the same expense for two education benefits
IRS anti-double-dipping rules.
FAQs
Is 1098-T a refund?
No. It is an information form. Credits are claimed on your tax return if you qualify.
Is 1098-T the same as FAFSA?
No. FAFSA is student aid. 1098-T is a tax information statement.
How much is the American Opportunity Credit?
See IRS Pub 970 for the current maximum and income limits. We do not invent them.
What if my 1098-T looks wrong?
Ask the school’s student-accounts office for a corrected form. Do not edit a PDF and call it official.