As an AI language model, I don't have access to real-time data. However, I can provide some general information about Discover credit cards.
Discover is a financial services company that offers a variety of credit cards to suit different needs. Some of the features of Discover credit cards include:
Cashback rewards: Discover credit cards offer cashback rewards on purchases made with the card. The amount of cashback varies depending on the card and the category of purchase.
No annual fee: Many Discover credit cards do not charge an annual fee, which can save cardholders money.
0% introductory APR: Some Discover credit cards offer a 0% introductory APR on purchases and balance transfers for a certain period of time. This can be a good way to save money on interest charges.
Fraud protection: Discover offers fraud protection to help prevent unauthorized charges on your account.
Wide acceptance: Discover credit cards are widely accepted in the United States, although they may not be accepted as widely as Visa or Mastercard. However, Discover has been expanding its network of merchants that accept its cards.
Customer service: Discover is known for its excellent customer service, which includes 24/7 support and a U.S.-based call center.
Travel benefits: Some Discover credit cards offer travel benefits, such as travel insurance, rental car insurance, and no foreign transaction fees.
Student credit cards: Discover offers credit cards designed specifically for students, which can help them establish credit and earn rewards.
Charity donations: Discover allows cardholders to donate their cashback rewards to a variety of charities, which can be a good way to support a cause you care about.
Free FICO score: Discover provides a free FICO credit score to cardholders, which can help them track their credit health.
In summary, Discover credit cards offer a range of features and benefits, including cashback rewards, no annual fee, 0% introductory APR, fraud protection, and a free FICO score.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases – automatically.
Bankrate's View
When it comes to overall cash back rewards, the Discover it Cash Back has a lot to offer. If you don’t mind some strategizing, you’ll earn 5 percent back on rotating categories each quarter on up to $1,500 in combined spending per quarter and then 1 percent (activation required). You also earn unlimited 1 percent back on all other purchases. You can use Discover's cash back calendar to plan upcoming purchases and maximize your cash back.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Earn unlimited 1% cash back on all other purchases - automatically.
Bankrate's View
Enjoy a lengthy (though not quite best-in-class) 0 percent introductory APR on balance transfers for 18 months (then 16.49 percent to 27.49 percent variable APR) with this version of Discover’s popular it card. Bonus: The card features a competitive cash back rewards program, meaning it retains value for the long term.
ProsThis card does not charge foreign transaction fees or a penalty APR.
There is also an intro APR on purchases with this card.
There are other balance transfer cards on the market with longer intro APR offers.
There is an intro balance transfer fee of 3 percent, then the fee is 5 percent after the intro period ends (see card terms).
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! There's no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
Every $1 you earn in cash back is $1 you can redeem
No annual fee.
Click through to Discover's website to see terms and conditions.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate.
Plus, earn unlimited 1% cash back on all other purchases - automatically.
The 2022 bonus categories are very student-centric, including restaurants, grocery stores and Amazon.com.
Discover will match all the cash back you earn in your first 12 months.
Cons
With a student’s busy schedule, it may be hard to keep track of rotating categories and enrollment deadlines each quarter.
There are spending caps each quarter in the 5 percent category and activation is required (up to $1,500 in purchases, then 1 percent.)
Intro Offer: Unlimited Cashback Match - only from Discover. Discover will automatically match all the cash back you've earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There's no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
No credit score required to apply.
Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It's free, activate with the mobile app.
No annual fee and build your credit with responsible use.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
Cashback Match: We can’t highlight this enough — Discover will match your cash back rewards at the end of your first year with the card, essentially doubling your cash earnings.
FICO credit score updates: Cardholders can check their FICO score for free on their Discover credit card account.
No redemption minimum: Whether you have $1 or $100 in cash back rewards, you can redeem it whenever.
High customer satisfaction: Discover earned 837 out of 1,000 points in the most recent J.D. Power’s U.S. Credit Card Satisfaction Study, coming second behind American Express, which scored 838 out of 1,000.
Limited travel rewards: While Discover’s travel card earns 1.5X Miles on purchases, there are better travel rewards cards out there with higher rewards rates.
Earning caps: Higher cash back earning categories come with spending caps that cardholders need to watch out for.
Lower merchant acceptance: Discover is its own credit card network and issuer, meaning it isn’t accepted by as many merchants worldwide as cards in the largest two networks, Visa and Mastercard.
No consumer flat-rate cards: None of Discover’s consumer cash back cards offer an elevated flat rate on all purchases.