Every year, millions of Americans find themselves faced with bad credit sometimes due to illness, divorce, loss of job or other tough circumstances. Aside from poor credit costing individuals thousands of dollars a year in higher interest rates, in severe cases, a person can even be denied credit.
As a national market leader, First PREMIER Bank focuses on individuals who have less than perfect credit but are actually still creditworthy. We take pride in offering a transitional credit card to help our customers nationwide develop better credit habits. The First PREMIER Bank credit card is one tool you can use to show you can responsibly manage credit. Pay your minimum payment on-time and stay within your credit limit for positive reports to the Consumer Reporting Agencies.
Depending on the card you were approved for, your First Premier credit card will be active as soon as you pay your programme fee or fund your security deposit.
You can temporarily suspend and then reactivate or permanently deactivate your active First PREMIER Bank Debit Mastercard® within the Online Banking system or Mobile Banking app. Go to the Menu, choose “Services” and click on “Card Services.” You can also call our Customer Care Center 800-501-6535. To report your card lost or stolen after normal business hours, please call 888-297-3416.
To pay the programme fee/security deposit, according to the instructions on your applications page. The issuer will send you the card once it has received and processed your payment. Within 7 to 10 business days, you should get your replacement credit card.
You will receive your debit card 7-10 business days from the date that the new account is funded.
Yes, your card will work at both a chip-enabled ATM and at ATMs where only magnetic stripe transactions are accepted.
I activated Mobile Banking on my device. Why am I being asked to activate it again?
At the time of activation a “cookie” is stored on your device which allows the Mobile Banking system to remember that you activated. The cookie is only visible by the Mobile Banking system and does not contain personal information. Some devices may require you to enable cookies or periodically erase them, requiring reactivation.
If you are experiencing this issue, check your settings to ensure that cookies are enabled. If cookies are enabled and the issue persists, please contact your mobile network carrier or device manufacturer for cookie support information. If you would like to reactivate, text R or RECOVER to 79680.