सामान्य विज्ञान और प्रौद्योगिकी

भूगोल
इतिहास
भारतीय संविधान
विज्ञान
प्रमुख दिवस
भारतीय कला और संस्कृति
खेलकूद सामान्य ज्ञान
पर्यावरण सामान्य ज्ञान
कम्प्यूटर सामान्य ज्ञान
भारतीय अर्थव्यवस्था
भारतीय राजव्यवस्था
किताबों का नाम और लेखक
राज्य और उनकी राजधानी
भारतीय कृषि से संबन्धित प्रश्न
सामान्य हिंदी व्याकरण प्रश्नोत्तर
बीएड एंट्रेंस एग्जाम सामान्य ज्ञान
डी.एल.एड एंट्रेंस एग्जाम
राज्य सामान्य ज्ञान
UP CTET/TET/TGT/PGT
KBC GK Quiz
सामान्य ज्ञान IMP
हरियाणा़ सामान्य ज्ञान
ओलम्पिक खेल

Indian Defense GK

भारतीय सेना में प्रवेश परीक्षा

Indian Police GK

भारतीय पुलिस में प्रवेश परीक्षा

UPSSSC सामान्य ज्ञान

UPSSSC PET GK MCQ
UPSSSC Lekhpal
UPSC Gk Quiz
UPPCL JE Civil
CG GK Qus Ans

बैंक परीक्षा

बैंकिंग जागरूकता

SSC सामान्य ज्ञान

SSC GD परीक्षा
SSC MTS
SSC Stenographer
MP PSC
SSC CPO SI/GD

रेलवे परीक्षा

रेलवे सामान्य ज्ञान
रेलवे परीक्षा टेस्ट सीरीज

Reasoning

Logical Reasoning

Math

Arithmetic Math

English Quiz

English Quiz Point

Insurance

Insurance

Technology

Technology

Cryptocurrency

Meta & Cryptocurrency

HEALTH

HEALTH

प्रधानमंत्री योजना

PM Yojana

Famous In World

Most Famous

मज़ेदार हिंदी पहेलियाँ

Funny Gk Qus

The Best Health Insurance Companies with Plan

The Best Health Insurance Companies

A quick look at the 7 best health insurance companies

The Affordable Care Act (ACA) of 2010 requires most U.S. adults to purchase health insurance. Health insurance is important because it can cover the costs of an unexpected accident, illness, or any routine medical care. And if more people decide to stay uninsured, the overall cost of health insurance will rise.
For some, health insurance might seem like a luxury. Plans can be expensive and difficult to understand. To help you find the best health insurance company to choose this year, we’ve analyzed some of the top networks in the United States.
Read on for our breakdown of these seven choices.

How we chose

As we researched health insurance companies, we took a few key factors into account:
  • Affordability. The cost of a monthly premium will vary based on your location, plan, and whether you’re covered by your employer. We still tried to find options that can fit every budget, though.
  • Benefits. Benefits are additional services covered by health insurance, such as dental or vision care.
  • Customer ratings and reviews. Finally, we combed through customer ratings and reviews to make sure we only recommended highly rated companies.

What types of health insurance plans are available, anyway?

Health insurance can get confusing. Here’s a quick breakdown of plans that are typically available through networks:

  • Marketplace plans. Depending on what’s available in your area, you may find bronze, silver, gold, and platinum marketplace plans. These levels are broken down by how much you pay versus how much your network pays. Some of these can include:
    • Exclusive Provider Organization (EPO). This is a managed care plan where services are covered only if you use doctors, specialists, or hospitals in your plan’s network, except in an emergency.
    • Health Maintenance Organization (HMO). An HMO usually limits coverage to care from doctors who work for or contract with the HMO. It generally won’t cover out of network, except in an emergency. The plan may require you to live or work in its service area to be eligible for coverage.
    • Point of Service (POS). With this plan, you may pay less if you use doctors, hospitals, or other healthcare professionals that belong to the plan’s network. They typically require you to get a referral from your primary care doctor to see a specialist.
    • Preferred Provider Organization (PPO). You pay less if you use providers in the plan’s network. You can, however, use doctors, specialists, and hospitals that are out of network without a referral for an additional cost.
  • High Deductible Health Plans (HDHPs). For HDHPs, there’s a higher deductible than most healthcare networks, but there’s a lower monthly premium. You can combine an HDHP with a health savings account (HSA) or a health reimbursement arrangement (HRA).
  • Medicaid. Medicaid is a federal and state program that helps with healthcare costs for people with limited resources and incomes. Some people who are eligible for Medicaid include low income adults, children, pregnant people, older adults, and people with disabilities.
  • Medicare. This is a federal health insurance network for people who are 65 years old or older, some younger people with diseases, and people with end stage renal disease.

A comparison of the best insurance companies

Insurance company name Considerations Coverage area Number of providers in network Benefits
Aetna They do not offer individual health insurance plans. all 50 states 35,000 vision or dental coverage; telehealth care, free screenings, preventive care, all depending on the plan
Blue Cross Blue Shield Quality is average. all 50 states 1.7 million vision or dental, hearing, telehealth care; fitness discounts, over-the-counter medical management, all depending on the plan
Cigna Annual out-of-pocket limits are high. 13 states varies vision, dental, or hearing coverage; pharmacy programs and telehealth care, all depending on the plan
United In some cases, claims have to be submitted by the customer. 18 states 1.3 million vision, dental, or hearing coverage; virtual visits, mental health care, rewards programs, house calls, all depending on the plan
Ambetter Lack of digital tools. 26 states varies vision or dental coverage depending on the plan
Humana Short-term plans are not available . all 50 states varies vision, dental, or hearing benefit coverage; prescription drug coverage, and fitness discounts, all depending on the plan
Kaiser Permanente Low cost options are available. 8 states 23,000 vision or dental coverage; an exercise program, help with hearing aids and glasses care, and over-the-counter drug care, all depending on the plan

What insurance company has the best benefits?

While many health insurance companies have good benefits, Blue Cross Blue Shield offers some of the best. BCBS customers can enjoy excellent dental or vision benefits with most plans.

What’s a good health insurance deductible?

Your deductible is the amount you’ll have to pay each year for covered healthcare services before your insurance kicks in and covers the rest, leaving you with just a copay. The average deductible with employer-based coverage for an individual is $1,945. For families, it’s around $3,722.

How do I choose the right health insurance?

You can choose the right health insurance by considering factors that are important to you, such as affordability or the types of plans offered. It’s also important to research customer reviews and ratings to help you pick a good health insurance company. Compare all of your options side-by-side to make your final decision.

पिछले वर्ष के हल प्रश्न पत्र / अभ्यास सेट

  • Gk Question NCERT Class 5
  • Gk Question NCERT Class 6
  • Gk Question NCERT Class 11
  • NEET Biology Gk
  • CBSE Biology Gk
  • T20 Cricket World Cup
  • IPL 2022 Gk Quiz
  • IPL 2022 Gk Quiz
  • Learning License Test
  • Reasoning Questions Mock Test
  • Number Series Reasoning
  • Delhi Police Gk
  • Delhi Police History Gk
  • SSC CHSL GK QUIZ
  • NCERT Class 8 Science
  • NCERT Class 10 Science
  • BSC Nursing Entrance Exam
  • Stem Education GK
  • GNM/ANM BSC Nursing GK
  • Polytechnic GK
  • Panchayati Raj
  • Class 6 GK
  • Class 7 GK
  • Class 8 GK
  • Class 9 GK
  • Class 10 GK
  • Class 11 GK
  • Class 12 GK
  • Reasoning Question In Hindi
  • जानवरों के नाम हिंदी में
  • पक्षियों के नाम हिंदी में
  • सब्जियाँ के नाम हिंदी में
  • हड्डियों (Bones) के नाम हिंदी में
  • पहाड़ा (Tables 2 to 20)
  • महीनों के नाम हिंदी में
  • सप्ताह के नाम हिंदी (Week) में
  • रंगों के नाम हिंदी में
  • शहर के नाम हिंदी में
  • Amazing Facts GK
  • interesting GK
  • Stem Education GK
  • Polytechnic GK
  • Panchayati Raj
  • Agnipath Agniveer GK
  • Hssc GK Quiz
  • Jawaharlal Nehru jayanti GK
  • Airforce Agnipath Agniveer Gk
  • Class 6 GK Question and Answer
  • Hockey Related GK Questions
  • Haryana Patwari GK Question
  • Army Agniveer GK Question
  • Navy Agniveer Entrance Exam
  • AirForce Agniveer Entrance Exam
  • Bihar B Ed /D.EL.ED Entrance GK
  • Army NCC Gk Question
Scroll Down
This example demonstrates how to create a "scroll to top" button that becomes visible when the user starts to scroll the page.